Budgeting for a new car doesn’t need to be overwhelming. With transparent pricing and friendly experts, our team at Jeff D’Ambrosio Chrysler Dodge helps you plan for your purchase. Start by reviewing your budget to see how much you can afford to spend on a RAM truck. Then call our dealership for an appointment to test drive our favorite models, like the RAM 1500.
Calculate your new truck budget by looking at how much a new vehicle will cost you, at purchase, monthly, and on other expenses.
Purchase price. Chances are that you’ll need a loan to fund your car purchase. The loan amount depends on several factors, such as your annual interest rate and amount of downpayment or trade-in. Plus your loan will include standard fees.
Down payment or trade-in. Many buyers choose to put a down payment or trade-in a vehicle when purchasing a new truck. This helps lower your monthly payment and also saves you money over the lifetime of your loan. You can use online tools to figure out the value of your used vehicle before estimating your monthly payment.
Monthly payment. Use a payment calculator by inputting the cost of your desired model along with your down payment or trade-in value. Then adjust the annual percentage rate and length of the loan to find a monthly payment amount that fits your budget.
If you have questions or are ready to test drive a RAM 1500 in Dowington, then call Jeff D’Ambrosio Chrysler Dodge. We offer a variety of programs to help buyers with all types of credit. We’ll get you into the truck you want, then walk you through the financing process. Stop in and talk to our team today.
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